Federal Direct Stafford Loans

Stafford Loans are low-interest loans for eligible students for costs associated with education at a four-year college or university, community college, or trade, career, or technical school. Eligible students borrow directly from the U.S. Department of Education through participating schools. The two types of Direct Stafford Loans are described below.

Subsidized Stafford Loans are available to students with financial need as determined by federal regulations. Pacific College will review the results of your Free Application for Federal Student Aid (FAFSA) and determine the amount that you may borrow from the federal government. The annual interest rate is set by the U.S. Department of Education and it comes out on July 1 of every year. However, interest on the loan is not charged while you are in school and during any applicable grace and deferment periods.

Students are not required to demonstrate financial need for an Unsubsidized Stafford Loans. Interest is charged during all periods, even during the time a student is in school and during grace and deferment periods.

Direct PLUS Loans are low interest loans available to parents of dependent students or for graduate/professional students. Parents may borrow up to the cost of attendance, minus all other financial assistance, to help students with their educational expenses. Interest is charged during all periods.

Additional information on federal student financial aid programs is available on the United States Department of Education’s website at

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Main Campus & Mailing Address
3160 Red Hill Ave
Costa Mesa, CA 92626
Call: (800) 867-2243
Call: (714) 662-4402

Los Angeles
(Citadel) Satellite Campus

5675 Telegraph Rd #330
Commerce, CA 90040

Inland Empire Satellite Campus
3602 Inland Empire Blvd
#A-100 & #C-300
Ontario, CA 91764

Admissions Office


9am - 8pm



9am - 5pm



9am - 1pm




Service Desk


8am - 8pm


8am - 6pm


8am - 1pm

Admissions Process
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© Pacific College. FAFSA School Code: 032993.